For many Filipinos and other migrant workers, the United Arab Emirates represents a chance for better pay, professional growth, and the opportunity to send money back home.
With cities like Dubai and Abu Dhabi known for their glittering skylines, advanced infrastructure, and large expatriate communities, it’s easy to imagine a life of opportunity.
However, behind the impressive cityscape lies the reality of high living costs that often outweigh expectations. This is especially true for domestic helpers and other low-wage earners.
Despite the promise of higher salaries, the cost of living in the UAE is a serious consideration that can significantly impact how much one can actually save and send home.
Why living in the UAE is expensive
The UAE is one of the most developed countries in the Middle East, and with development comes high demand and high prices.
Rent, transportation, food, and even mobile phone credit can add up quickly. While some employers provide accommodation and food for domestic workers, others do not, or only offer partial support. For those who live out or are working part-time or freelance, this means having to manage all expenses themselves.
One of the main reasons for the high cost of living is the country’s reliance on imports. Since much of the UAE is desert, most food and products have to be brought in from abroad, making them more expensive than what many are used to in their home countries.
Additionally, the cost of housing in key cities like Dubai and Abu Dhabi has risen steadily due to population growth and demand from expats.
Even small, shared rooms in older parts of town can be expensive compared to what a domestic helper earns monthly. Transportation can also be costly unless one lives near a metro line or has affordable access to company-provided vehicles.
What domestic helpers typically face
Filipino domestic workers, including housemaids, nannies, and drivers, often arrive in the UAE on fixed contracts. Their monthly salaries range from AED1,200 to AED2,000 (approximately P18,000 to P30,000), depending on experience, employer generosity, and negotiation.
Some employers provide full accommodation and meals, which helps reduce the burden. However, not all are so considerate. There have also been reports of delayed wages, lack of proper days off, and limited freedom of movement. Such issues can turn an overseas dream into a stressful reality.
Additionally, domestic workers may struggle to understand their rights under UAE labour laws. While recent reforms have aimed to protect household workers, not everyone is fully aware of these changes or feels empowered to speak up when unfairly treated.
Adjusting to life in the UAE: tips for survival
So is it worth it? The answer depends on preparation, expectations, and how well a worker can manage both financial and emotional challenges. Here are some ways domestic helpers can adjust and make the most out of their time in the UAE:
1. Know your contract and rights
Before leaving the Philippines, it’s vital for OFWs to read their contracts thoroughly and understand what benefits are included, especially concerning housing, food, salary, rest days, and medical care.
The Philippine Overseas Employment Administration (POEA) provides guidelines, and it’s recommended to keep copies of all documents.
In the UAE, domestic workers are covered under Federal Law No. 10 of 2017, which ensures weekly rest days, paid leave, and access to healthcare. Familiarising yourself with these rights helps you stay protected.
2. Limit unnecessary spending
Even if your food and lodging are covered, it’s tempting to spend on mobile data, online shopping, or dining out during day-offs. Budgeting is essential.
Create a monthly plan that prioritises remittances and savings, and be cautious of taking loans or buying on instalment.
Many helpers fall into the trap of “padala culture,” where families back home expect large remittances and packages. While supporting loved ones is part of the mission, setting limits is necessary for long-term financial health.
3. Build a support network
Loneliness and homesickness are common. One of the best ways to overcome emotional challenges is by connecting with fellow Filipinos or other migrant workers. There are Filipino community groups, churches, and even consular events that offer emotional and moral support.
These groups can also provide advice, job leads, or recommend safe places to stay in case of employment transitions.
4. Plan for the future
Don’t just work for today, work for your future. Join seminars, attend training sessions, or enrol in free online courses during your free time.
Many embassies and NGOs in the UAE offer financial literacy programs or livelihood workshops aimed at domestic workers.
The goal shouldn’t be to work abroad forever. Use your time in the UAE to learn, grow, and build a better life, either back home or through career advancement elsewhere.
Why awareness matters
It’s important for employers and residents in the UAE to understand the sacrifices domestic workers make and the challenges they face.
Treating domestic helpers with dignity, following the law, and offering fair compensation and humane treatment should not be optional. It’s a moral responsibility.
Awareness also leads to better relationships, less turnover, and a more compassionate society. The UAE is home to many cultures, and respect must be at the heart of every household.
Final thoughts: is it really worth it?
Living and working in the UAE can be rewarding—but it’s not always the glamorous experience seen on social media. For domestic helpers, especially Filipinos who work hard to support families back home, the journey is filled with both opportunity and difficulty.
If expenses are carefully managed, employers are fair, and workers stay proactive about their rights and future plans, then yes—it can be worth it. But it requires a realistic mindset, strong discipline, and a lot of inner strength.
Before making the leap, ask yourself: Will this job bring me closer to my goals? If the answer is yes—and you’re prepared—then the UAE might just be the right place to start that journey.