Pag-IBIG Fund is a mandatory government savings loan program. Also known as Home Development Mutual Fund (HDMF), the word “Pag-IBIG” is actually an acronym which stands for Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno).
Pag-IBIG Fund was created on...
The Philippines has the world’s 73rd freest economy as of the 2022 Index of Economic Freedom ranking among 178 countries. But despite the improved financial standing of the country, the Philippines’ overall rating remains below average. To push growth...
Before you purchase real estate in the Philippines, it is best to be familiar with the laws, procedures and requirements. Learn the basic terms involved and check the background of agencies and people you’re dealing with to make the...
Cebu Pacific and Philippine Airlines are the two biggest air carriers in the Philippines, offering both domestic and international flights. Each has its own set of advantages and disadvantages which clients have to know about.
If you have special preferences...
Through the years, Western Union has established itself as one of the premier establishments that conveniently transfer funds for individuals regardless of where they are in the world. There are currently 101,000 branches in over 185 countries, making it...
For Filipinos wishing to work abroad, take this simple note: Visitor visas are for tourists, work visas are for workers.
To avoid getting in trouble with authorities in the Philippines and abroad, the Philippine Overseas Employment Administration (POEA) issued the...
As jobs abroad continues to offer much higher wages than in the Philippines, Filipinos continue to look overseas for job prospects.
Records from the Philippine Overseas Employment Administration (POEA) showed that certain skills widely available in Philippine labor force are in...
Seeking employment outside in the Philippines is both a blessing and a curse. Many of us find jobs abroad with a single purpose; to give our families a better life in the Philippines.
Being an OFW helps us to...
How do you spend your time off? It depends on who you ask. Filipinos abroad have plenty of opportunities to do during their rest day, a term that's often a misnomer and should be replaced with a free day.
Spend...
Domestic workers are among the lowest-paid sectors among overseas Filipino workers. Many of them are not aware of their rights and privileges, so they are subjected to abuse and maltreatment. If placement agencies abuse them by charging excessive fees,...
