Western Union Locations in Accra, Ghana
FIDELITY BANK TUDU BRANCH
Dakmak House Boundry Road Accra
Accra,
+233-21680562
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 09:00 – 14:00
Money Transfer
V MOBILE LIMITED
Taifa Branch
Taifa Burkina
Accra, GH
+233-21-760626
Today’s Hours: 08:30 – 17:00
Tomorrow’s Hours: 00:00 – 00:00
Money Transfer
FIDELITY BANK KANTAMANTO BRANCH
No 115 Block 6 Agbogbloshie Accra
Accra,
+233-21679318
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 09:00 – 14:00
Money Transfer
AMALBANK LIMITED TEMA BRANCH
Off Meridian Road
Pmb 269 Tema
Accra, 0
+233-21-769588
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 08:00 – 17:00
Money Transfer
FIDELITY BANK A AND C MALL BRANCH
Parcel No 783 Block 16 Section 114
Accra,
+233-21685207
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 09:00 – 14:00
Money Transfer
SAHEL SAHARA BSIC ADABRAKA
Glico House Kwame Nkrumah Ave
P O Box 1732 Cantoments
Accra, 23321
+233-21-222923
Today’s Hours: 08:00 – 16:00
Tomorrow’s Hours: 09:00 – 14:00
Money Transfer
STANDARD CHARTERED BANK
Accra High Street Branch P.O. Box 58
Accra,
+233-21-668029
Today’s Hours: 08:30 – 15:00
Tomorrow’s Hours: 00:00 – 00:00
Money Transfer
THE TRUST BANK LTD
Madina Agency
Old Road Taxi Rank
Accra,
+233-021-513321
Today’s Hours: 08:30 – 17:00
Tomorrow’s Hours: 09:00 – 15:00
Money Transfer
ECOBANK GHANA LTD
Madina Zongo Junction
Madina
Accra, AN16746
+233-22-515209
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 09:00 – 14:00
Money Transfer
AMALGAMATED BANK LIMITED
P.O. Box Ct1541
Cantonments Accra
Accra,
+233-21-249690
Today’s Hours: 08:00 – 17:00
Tomorrow’s Hours: 08:00 – 17:00
Money Transfer
Western Union Agent Locations in Accra
Accra, Ghana’s capital and largest city, hosts dozens of Western Union agent locations across banks, dedicated remittance houses, and mobile money partners. Agents are concentrated in the Central Business District, Osu, East Legon, Madina, Kaneshie, Achimota, Spintex, and Tema Community areas.
- Ecobank Ghana — flagship WU partner with branches across Greater Accra including Independence Avenue, Ridge, Osu, and East Legon
- GCB Bank — Ghana Commercial Bank operates WU services at most of its Accra branches including High Street, Kwame Nkrumah Circle, and Achimota
- Zenith Bank Ghana — full WU agent at Independence Avenue and Spintex Road branches
- United Bank for Africa (UBA) — WU send and receive at all major Accra branches
- Absa Bank Ghana — WU services at Liberation Road and Osu branches
- Fidelity Bank Ghana — WU partner with multiple Accra branches
- MTN Mobile Money agents — selected MoMo agents process Western Union receive-to-mobile transactions
- Vodafone Cash agents — also process Western Union mobile wallet receipts
Sending Money From Accra to the Philippines
Western Union agents in Accra support outbound transfers to the Philippines payable in Philippine pesos at over 7,000 agent locations nationwide, or as direct-to-bank deposits to BDO, BPI, Metrobank, Land Bank, and UnionBank. Provide the recipient’s full legal name, city of payout, your Ghana Card or passport, and your contact number. The MTCN is generated immediately for sharing with the recipient.
Receiving Western Union in Ghana: ID Requirements
Since 2023, the Ghana Card (national biometric ID) is the primary identity document required to receive a Western Union transfer in Accra. Foreign residents may use a valid passport plus residency permit. The receiver must provide the sender’s full name, country of origin, expected amount, and the MTCN. Names must match exactly — discrepancies require correction by the sender before payout.
Fees and Cedi (GHS) Exchange Rate
Western Union fees depend on the send corridor, amount, and delivery speed. Money in Minutes transfers to Accra typically arrive within 10–30 minutes. Inbound transfers are paid in Ghana cedis (GHS) at Western Union’s prevailing rate, which includes a markup over the Bank of Ghana interbank rate — compare against the published BoG rate before sending.
Bank of Ghana Regulatory Notes
Western Union operations in Ghana are regulated by the Bank of Ghana under the Payment Systems and Services Act, 2019 (Act 987). All agents conduct KYC verification. Inbound transfers are exempt from withholding tax, but agents may request additional documentation for receipts above GHS 50,000 under anti-money-laundering rules.
Frequently Asked Questions
What are Western Union opening hours in Accra?
Most bank-based Western Union agents in Accra operate Monday to Friday, 8:30 AM to 4:00 PM, and Saturday mornings until 12:00 PM. Dedicated WU branches and mobile money agents often open longer — typically 8:00 AM to 8:00 PM, including Saturdays. Sundays are generally closed.
What ID do I need to receive a Western Union transfer in Accra?
Present your Ghana Card (national biometric ID) or a valid passport. Foreign residents must bring a passport plus residency permit. You will also need the sender’s full name, country of origin, and the Money Transfer Control Number (MTCN).
Is there a limit on how much I can receive through Western Union in Ghana?
Ghana does not impose a fixed Western Union receive cap, but transfers above GHS 50,000 may require additional documentation under Bank of Ghana anti-money-laundering rules. Per-transaction agent limits also apply at smaller outlets.
How quickly does a Western Union transfer to Accra arrive?
Money in Minutes transfers are typically available within 10 to 30 minutes. Direct-to-bank transfers to Ecobank, GCB, or Zenith usually settle within a few hours during banking days. Receive-to-mobile-money credits to MTN MoMo or Vodafone Cash are usually instant.
Can Mexicans, Indians, Filipinos, or other workers in Accra send money home through Western Union?
Yes. Mexicans, Indians, Filipinos, and other migrant workers based in Accra can send money home using any Western Union agent across Greater Accra. Filipinos working in Ghana can send Philippine pesos directly to WU agents or to Philippine bank accounts.