Bosnia and Herzegovina is a heart-shaped nation in the Balkans, characterized by deep river canyons and the Dinaric Alps. Its capital, Sarajevo, is a historic crossroads of Eastern and Western cultures. With a population of approximately 3.2 million, the economy relies on a mix of services, manufacturing, and tourism. Key industries include metallurgy, furniture production, and electricity generation. Major exports consist of electrical energy, furniture, and base metals, supported by strong trade ties with the European Union.
Money Transfer Locations
Western Union
Western Union has the most extensive coverage in the country, operating through Raiffeisen Bank, BH Pošta, and Srpske pošte.
- Sarajevo – Ferhadija Street, Marijin Dvor, and Sarajevo City Center
- Banja Luka – Kralja Petra I Karađorđevića and Mercator Center
- Tuzla – Trg Slobode and Stupine
- Mostar – Kneza Branimira and Mepas Mall
- Zenica – Maršala Tita and City Park
- Brčko – Bulevar Mira and Main Square
- Bijeljina – Meše Selimovića
- Prijedor – Akademika Jovana Raškovića
- Trebinje – Jovana Dučića
- Doboj – Svetog Save
- Bihać – Bosanska Street
- Travnik – Bosanska area
- Visoko – Alije Izetbegovića
- Goražde – Zaima Imamovića
MoneyGram
MoneyGram services are widely available through UniCredit Bank, Sparkasse Bank, and Ziraat Bank branches.
- Sarajevo – Alipašina Street and Ilidža
- Banja Luka – Veselina Masleše
- Mostar – Splitska Street
- Tuzla – Univerzitetska Street
- Široki Brijeg – Trg Ante Starčevića
- Pale – Romanijska Street
- Konjic – Maršala Tita
- Bugojno – Sultan Ahmedova
- Livno – Trg kralja Tomislava
- Modriča – Cara Lazara
Ria Money Transfer
Ria is accessible through Adriatic Bank, BBI Bank, and several local currency exchange houses.
- Sarajevo – Baščaršija and BBI Center
- Banja Luka – Jevrejska Street
- Gradačac – City hub
- Čapljina – Main Road
- Vitez – PC 96 Business Zone
- Laktaši – Main Square
Major Bank & Financial Partners
International remittances and SWIFT transfers are primarily processed by these leading financial institutions:
- Raiffeisen Bank d.d. Bosna i Hercegovina
- UniCredit Bank d.d. Mostar / Banja Luka
- Intesa Sanpaolo Banka BiH
- Nova Banka (Strong presence in Republika Srpska)
- Sparkasse Bank
- ASA Banka
- Bosna Bank International (BBI)
- BH Pošta (Postal savings and payouts)
- Srpske pošte (Postal savings and payouts)
- HP Mostar (Croatian Post Mostar)
Frequently Asked Questions
How can I send money to the Philippines from Bosnia and Herzegovina?
You can send money home to the Philippines from Bosnia and Herzegovina through licensed remittance providers such as Western Union, MoneyGram, Ria, Wise, Remitly, and PNB Remittance. Major Philippine banks (BDO, BPI, Metrobank, Landbank) accept inbound transfers via SWIFT and partner corridors, and digital wallets like GCash and Maya support direct cash-in from many providers in Bosnia and Herzegovina.
How long does a remittance from Bosnia and Herzegovina to the Philippines take?
Most digital transfers from Bosnia and Herzegovina to the Philippines arrive within minutes for cash pickup and 1–2 business days for bank deposit to BDO, BPI, Metrobank, Landbank and other Philippine banks. Bank-to-bank SWIFT wires can take 2–4 business days. Weekend transfers usually post on the next Philippine banking day.
What ID does my family in the Philippines need to receive the money?
Recipients in the Philippines must present a valid government-issued photo ID (PhilSys/National ID, passport, driver's licence, UMID, or PRC ID), the sender's full name in Bosnia and Herzegovina, the exact amount, and the reference/MTCN number. Some providers also require the recipient's mobile number for OTP verification.
Which providers offer the best exchange rate from Bosnia and Herzegovina to the Philippines?
Rates change daily, but Wise, Remitly, and Ria typically post mid-market or near-mid-market PHP rates from Bosnia and Herzegovina, while Western Union and MoneyGram trade rate for wider Philippine cash-pickup networks. Always compare the all-in cost (fee + FX margin) on each provider's quote before sending — savings of 2–4% are common on OFW corridors.
Is it safe to send remittances from Bosnia and Herzegovina to the Philippines in 2026?
Yes — sending money from Bosnia and Herzegovina to the Philippines is safe when you use a provider licensed in Bosnia and Herzegovina on the sending side and a BSP-registered receiving agent in the Philippines. Verify your recipient's full legal name as printed on their ID, share the reference number privately, and avoid social-media middlemen. Report any issues to your local financial regulator in Bosnia and Herzegovina and to the BSP Consumer Affairs Group for the Philippine end.