Belgium

Belgium is a Western European nation known for its medieval towns, Renaissance architecture, and as the headquarters of the European Union and NATO. Its capital, Brussels, is a major international diplomatic hub. With a population of approximately 11.8 million, Belgium boasts a highly developed, private-enterprise economy. Major industries include engineering, food processing, and chemicals. Primary exports consist of pharmaceuticals, cars, and refined petroleum, supported by its strategic location and world-class port infrastructure in Antwerp.


Money Transfer Locations

Western Union

Western Union services are widely available through dedicated agencies and various retail partners across Belgium’s major urban centers.

  • Brussels – Place Bara (Anderlecht), Rue du Marché aux Herbes, and Place Louise
  • Antwerp – Dambruggestraat, Falconplein, and De Keyserlei
  • Ghent – Henegouwenstraat and City Centre
  • Liège – Rue Feronstrée and Guillemins
  • Bruges – Steenstraat
  • Namur – Rue Rogier
  • Charleroi – Rue Neuve
  • Mons – Rue de la Houssière
  • Kortrijk – Graanmarkt
  • Leuven – Bondgenotenlaan
  • Mechelen – Town Centre
  • Ostend – Leopold II-laan

MoneyGram

MoneyGram is accessible through a network of exchange bureaus, convenience stores, and specialized financial outlets.

  • Brussels – Gare du Midi and Saint-Josse-ten-Noode
  • Antwerp – De Coninckplein and Belgiëlei
  • Liège – Near the Central Station
  • Ghent – Dampoort area
  • Genk – Shopping Center area
  • Roeselare – City Hub
  • Verviers – Station District
  • Hasselt – Town Square

Ria Money Transfer

Ria services are frequently found in “Moneytrans” outlets and independent currency exchange shops.

  • Brussels – Rue de l’Enseignement and Ixelles
  • Antwerp – Carnotstraat and Turnhoutsebaan
  • Liège – Place Saint-Lambert area
  • Charleroi – Ville-Basse
  • Aalst – Town Centre
  • La Louvière – Commercial District

Major Bank & Financial Partners

Most international wire transfers and large-scale remittances in Belgium are handled by these leading banking institutions:

  • BNP Paribas Fortis
  • KBC Bank
  • Belfius Bank
  • ING Belgium
  • Argenta
  • Crelan
  • Beobank
  • BePost (National Postal Service Payouts)
  • Attijariwafa Bank Europe (Specialized for North African corridors)
  • Banque Chaabi du Maroc (Specialized for North African corridors)

Frequently Asked Questions

How can I send money to the Philippines from Belgium?

You can send money home to the Philippines from Belgium through licensed remittance providers such as Western Union, MoneyGram, Ria, Wise, Remitly, and PNB Remittance. Major Philippine banks (BDO, BPI, Metrobank, Landbank) accept inbound transfers via SWIFT and partner corridors, and digital wallets like GCash and Maya support direct cash-in from many providers in Belgium.

How long does a remittance from Belgium to the Philippines take?

Most digital transfers from Belgium to the Philippines arrive within minutes for cash pickup and 1–2 business days for bank deposit to BDO, BPI, Metrobank, Landbank and other Philippine banks. Bank-to-bank SWIFT wires can take 2–4 business days. Weekend transfers usually post on the next Philippine banking day.

What ID does my family in the Philippines need to receive the money?

Recipients in the Philippines must present a valid government-issued photo ID (PhilSys/National ID, passport, driver's licence, UMID, or PRC ID), the sender's full name in Belgium, the exact amount, and the reference/MTCN number. Some providers also require the recipient's mobile number for OTP verification.

Which providers offer the best exchange rate from Belgium to the Philippines?

Rates change daily, but Wise, Remitly, and Ria typically post mid-market or near-mid-market PHP rates from Belgium, while Western Union and MoneyGram trade rate for wider Philippine cash-pickup networks. Always compare the all-in cost (fee + FX margin) on each provider's quote before sending — savings of 2–4% are common on OFW corridors.

Is it safe to send remittances from Belgium to the Philippines in 2026?

Yes — sending money from Belgium to the Philippines is safe when you use a provider licensed in Belgium on the sending side and a BSP-registered receiving agent in the Philippines. Verify your recipient's full legal name as printed on their ID, share the reference number privately, and avoid social-media middlemen. Report any issues to your local financial regulator in Belgium and to the BSP Consumer Affairs Group for the Philippine end.


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