Bhutan is a landlocked Himalayan kingdom renowned for its “Gross National Happiness” philosophy and dramatic landscapes. Its capital, Thimphu, is the nation’s political and economic heart. With a population of approximately 790,000, the economy is centered on hydropower, agriculture, and high-value tourism. In 2026, growth is driven by massive hydroelectric projects and the innovative Gelephu Mindfulness City. Major exports include electricity to India, ferrosilicon, and cement, supported by significant remittance inflows from the growing Bhutanese diaspora.
Money Transfer Locations
Western Union
Western Union services in Bhutan are primarily operated through the Bhutan Post network, providing the most extensive reach into rural areas.
- Thimphu – GPO (General Post Office) and City Centre
- Paro – Town Square and Airport area
- Phuentsholing – Near the Indo-Bhutan Border Gate
- Punakha – Khuruthang Town
- Wangdue Phodrang – Bajo Town
- Gelephu – Main Market and Border area
- Samdrup Jongkhar – Main Town
- Trongsa – Near the Dzong area
- Bumthang (Jakar) – Chamkhar Town
- Mongar – Town Centre
- Trashigang – Main Bazaar
- Haa – Town Centre
MoneyGram
MoneyGram is available through several commercial banks, including T Bank and Druk PNB Bank.
- Thimphu – Norzin Lam and Babesa
- Phuentsholing – Upper Market
- Paro – Main Street
- Gelephu – Regional Hub
- Samtse – Main Town
- Gomtu – Industrial area
Ria Money Transfer
Ria services are extensively facilitated through the Bank of Bhutan (BoB) and Bhutan Post.
- Thimphu – BoB Corporate Office and Thimphu Plaza
- Phuentsholing – BoB Branch 1
- Paro – Near the National Museum area
- Damphu (Tsirang) – Main Town
- Zhemgang – Town Centre
- Lhuentse – Boma
Major Bank & Financial Partners
The following institutions handle the vast majority of international wire transfers (SWIFT) and inward remittances in the Kingdom:
- Bank of Bhutan (BoB) – The nation’s oldest and largest bank
- Bhutan National Bank (BNB)
- Druk PNB Bank (Joint venture with Punjab National Bank)
- T Bank
- Bhutan Post (National Postal Service)
- Bhutan Development Bank (BDBL)
- Royal Securities Exchange of Bhutan (RSEB)