Georgia is a strategic bridge between Europe and Asia, located in the Caucasus region. Its capital, Tbilisi, is a historic and modern hub for trade and digital innovation. In 2026, the Georgian economy is projected to grow by 5.5%, supported by its role as a regional connectivity hub and significant investments in infrastructure and logistics. While growth has moderated from post-pandemic highs, Georgia remains a leader in digital banking and fintech adoption. With a population of approximately 3.7 million, remittances remain a vital component of the economy, facilitated by a highly competitive financial sector and a proactive regulatory environment led by the National Bank of Georgia.
Money Transfer Locations
Western Union
Western Union in Georgia operates through a massive network including Bank of Georgia, TBC Bank, Liberty Bank, and Rico Express.
- Western Union Tbilisi
- Western Union Batumi
- Western Union Kutaisi
- Western Union Rustavi
- Western Union Zugdidi
- Western Union Gori
- Western Union Poti
- Western Union Telavi
- Western Union Akhaltsikhe
- Western Union Sachkhere
MoneyGram
MoneyGram is widely accessible via TBC Bank, Liberty Bank, and Credo Bank.
- MoneyGram Tbilisi
- MoneyGram Batumi
- MoneyGram Kutaisi
- MoneyGram Marneuli
- MoneyGram Samtredia
- MoneyGram Zestaponi
IntelExpress
IntelExpress is a major domestic and international player in Georgia, offering extensive 24/7 service points.
- IntelExpress Tbilisi (Aghmashenebeli & Airport)
- IntelExpress Batumi (Baratashvili St)
- IntelExpress Kutaisi (Agmashenebeli Sq)
- IntelExpress Rustavi
- IntelExpress Zugdidi
- IntelExpress Marneuli
- IntelExpress Akhalkalaki
Ria Money Transfer & Rico Express
Ria is heavily integrated with Rico Express and Liberty Bank, providing broad coverage even in smaller towns.
- Ria Tbilisi
- Ria Batumi
- Rico Express Tbilisi
- Rico Express Kutaisi
- Rico Express Gori
Mobile Money & Digital Payouts
In 2026, Georgia’s “Super-App” culture allows for instant digital remittance receipt:
- TBC Mobile Bank – Allows users to receive Western Union and MoneyGram transfers directly to their account via the app.
- Bank of Georgia (mBank) – Offers seamless integration for international transfers and instant currency conversion.
- Bog Pay / TBC Pay – Ubiquitous self-service kiosks used for various financial transactions and cash-outs.
Major Bank & Financial Partners
The Georgian banking sector is world-class in digital services, handling the bulk of international SWIFT and retail transfers:
- TBC Bank (The leading digital bank in the region)
- Bank of Georgia (Primary retail and corporate financial hub)
- Liberty Bank (Extensive network, particularly in rural areas)
- Credo Bank (Specializes in micro-finance and agricultural regions)
- Rico Express (The largest specialized money transfer and exchange house)
- JSC Crystal (Micro-finance leader)
Frequently Asked Questions
How can I send money to the Philippines from Georgia?
You can send money home to the Philippines from Georgia through licensed remittance providers such as Western Union, MoneyGram, Ria, Wise, Remitly, and PNB Remittance. Major Philippine banks (BDO, BPI, Metrobank, Landbank) accept inbound transfers via SWIFT and partner corridors, and digital wallets like GCash and Maya support direct cash-in from many providers in Georgia.
How long does a remittance from Georgia to the Philippines take?
Most digital transfers from Georgia to the Philippines arrive within minutes for cash pickup and 1–2 business days for bank deposit to BDO, BPI, Metrobank, Landbank and other Philippine banks. Bank-to-bank SWIFT wires can take 2–4 business days. Weekend transfers usually post on the next Philippine banking day.
What ID does my family in the Philippines need to receive the money?
Recipients in the Philippines must present a valid government-issued photo ID (PhilSys/National ID, passport, driver's licence, UMID, or PRC ID), the sender's full name in Georgia, the exact amount, and the reference/MTCN number. Some providers also require the recipient's mobile number for OTP verification.
Which providers offer the best exchange rate from Georgia to the Philippines?
Rates change daily, but Wise, Remitly, and Ria typically post mid-market or near-mid-market PHP rates from Georgia, while Western Union and MoneyGram trade rate for wider Philippine cash-pickup networks. Always compare the all-in cost (fee + FX margin) on each provider's quote before sending — savings of 2–4% are common on OFW corridors.
Is it safe to send remittances from Georgia to the Philippines in 2026?
Yes — sending money from Georgia to the Philippines is safe when you use a provider licensed in Georgia on the sending side and a BSP-registered receiving agent in the Philippines. Verify your recipient's full legal name as printed on their ID, share the reference number privately, and avoid social-media middlemen. Report any issues to your local financial regulator in Georgia and to the BSP Consumer Affairs Group for the Philippine end.