Andorra is a tiny, sovereign landlocked country nestled in the eastern Pyrenees mountains between France and Spain. Its capital, Andorra la Vella, is the highest capital city in Europe. With a population of approximately 80,000, its economy is heavily reliant on tourism and its status as a tax haven. Major industries include banking and retail, while primary exports consist of electrical machinery, tobacco products, and furniture, benefitting from its unique relationship with the European Union.
Money Transfer Locations
Western Union
Western Union services in Andorra are primarily found in the capital and major shopping districts.
- Western Union Andorra la Vella
- Western Union Escaldes-Engordany
- Western Union Sant Julià de Lòria
- Western Union Encamp
- Western Union Pas de la Casa
MoneyGram
MoneyGram operates through retail partners and specialized exchange offices in the main parishes.
- MoneyGram Andorra la Vella
- MoneyGram Escaldes-Engordany
- MoneyGram La Massana
- MoneyGram Canillo
Ria Money Transfer
- Ria Andorra la Vella
- Ria Escaldes-Engordany
- Ria Sant Julià de Lòria
Major Bank & Financial Partners
In Andorra, remittances are often handled by the country’s centralized banking institutions:
- MoraBanc (Various Locations)
- Crèdit Andorrà
- Andbank
- Post Office (La Poste / Correos)
Frequently Asked Questions
How can I send money to the Philippines from Andorra?
You can send money home to the Philippines from Andorra through licensed remittance providers such as Western Union, MoneyGram, Ria, Wise, Remitly, and PNB Remittance. Major Philippine banks (BDO, BPI, Metrobank, Landbank) accept inbound transfers via SWIFT and partner corridors, and digital wallets like GCash and Maya support direct cash-in from many providers in Andorra.
How long does a remittance from Andorra to the Philippines take?
Most digital transfers from Andorra to the Philippines arrive within minutes for cash pickup and 1–2 business days for bank deposit to BDO, BPI, Metrobank, Landbank and other Philippine banks. Bank-to-bank SWIFT wires can take 2–4 business days. Weekend transfers usually post on the next Philippine banking day.
What ID does my family in the Philippines need to receive the money?
Recipients in the Philippines must present a valid government-issued photo ID (PhilSys/National ID, passport, driver's licence, UMID, or PRC ID), the sender's full name in Andorra, the exact amount, and the reference/MTCN number. Some providers also require the recipient's mobile number for OTP verification.
Which providers offer the best exchange rate from Andorra to the Philippines?
Rates change daily, but Wise, Remitly, and Ria typically post mid-market or near-mid-market PHP rates from Andorra, while Western Union and MoneyGram trade rate for wider Philippine cash-pickup networks. Always compare the all-in cost (fee + FX margin) on each provider's quote before sending — savings of 2–4% are common on OFW corridors.
Is it safe to send remittances from Andorra to the Philippines in 2026?
Yes — sending money from Andorra to the Philippines is safe when you use a provider licensed in Andorra on the sending side and a BSP-registered receiving agent in the Philippines. Verify your recipient's full legal name as printed on their ID, share the reference number privately, and avoid social-media middlemen. Report any issues to your local financial regulator in Andorra and to the BSP Consumer Affairs Group for the Philippine end.