Loan applications may be filed at all OWWA Regional Welfare Offices together with the following standard requirements:
1. Accomplished application form (with 2×2 picture)
2. Sketch and routes of residence and/or business site
3. Other requirements if applicable:
* Price quotation
* Bill of materials or building plan
Assets Acceptable as Collateral and Required Documents (For Collateral Loan Window)
1. Real Estate Property
Unmortgaged with no delinquent realty tax and with appraised value of not less than the loanable amount.
2. Chattel / motor vehicles / machines / equipment (brand new up to 3 years)
Collateral Loan Window
* Individuals or Partnerships with less than five (5) members are entitled to a maximum of P 200,000.00 each member
* Service Fee = Four percent (4%)
* Facilitation Fee = Three percent (3%)
* Total interest rate per annum plus fees not to exceed 16%
Loan Requirements
For Individual Borrowers
1. Proof of OWWA Contribution (passport with POEA-LAC stamp, information sheet from OWWA, POEA-attested Employment Certificate, or E-card)
2. Business Plan / Project Feasibility Study
3. Financial Statement in case of existing business
4. Business permit / license (pre-release condition)
5. Collateral papers (REM or chattel mortgage)
Additional Requirements if availee is an immediate family member:
1. Marriage Contract and consent (for married borrowers)
2. Birth Certificate and authorization (for single OFWs)
For Group Borrowers
1. Proof of OWWA Contribution at least among officers
2. Business Plan
3. Financial Statement in case of existing business
4. Collateral Papers / Ownership Titles
5. Promissory Note for Non-collateral Loan Window
6. Registration with Securities and Exchange Commission (SEC) for partnerships & corporations; Cooperative Development Authority (CDA) for cooperatives; and Department of Labor and Employment (DOLE) for associations.
7. Basic organizational instruments:
– 7.1 Articles of Incorporation for corporations
– 7.2 Ratified group By-Laws or Mutually Agreed Term for partnerships
– 7.3 Articles of Incorporation for cooperatives
– 7.4 Constitution and By-laws for associations
8. Board resolution or group/partnership resolution specifying intent to undertake a group/partnership project or expand a group/partnership project using capital to be borrowed from the OWWA-NLSF-LDPO
OWWA Offices
OWWA National Capital Region
Director EMMA V. SINCLAIR
2nd Floor, OWWA Center Cor. 7th & F.B. Harrison Sts.,Pasay City 1300
Tel/fax: 891-7601 to 24 local 5204 / 5206 / 5214 ; 804-0640
E-mail owwa_ncr@yahoo.com
Mobile No.: 
+63917-5908660
MA. TERESA B. CAPA
Chief – Programs Services Division
Telephone : 891-7601 local 5217 ; 551-6643
E-mail: psd-ncr@owwa.gov.ph
OWWA Cordillera Autonomous Region
Director MANUELA N. PEÑA
Mobile: +63927-4685268
No. 17 RM Building, Private Road, Magsaysay Avenue, Baguio City 2600
Hotline: +63999-9949296 ; +63917-5001294
Telephone (074) 300-3658
Tel/Fax (074) 445-2260
E-mail: car-0@owwa.gov.ph ; owwa_car24@yahoo.com
OWWA Region I
Director MA. LUISA S. REYES
Mobile: +63916-6450514
2nd Floor Kenny Plaza Quezon Avenue, San Fernando City La Union 2500
Hotline: +63908-8634250 ; +63927-6207300
Telephone : (072) 700-2792
Tel/Fax: (072) 700-0330
E-mail: rwo-1@owwa.gov.ph ; owwalaunion@yahoo.com
OWWA Region II
MR. ROSARIO S. ILO
Mobile: +63917-5897924 / +63908-8844880
13 Dalan na Pavvulurun, Regional Government Center, Carig Sur, Tuguegarao City, Cagayan 3500
Hotline: +63917-5047915 (Globe) ; +63918-9653746 (Smart)
Telephone: (078) 373-0316 ; (078) 396-0127
Tel/Fax: (078) 396-0200
E-mail: rwo-2@owwa.gov.ph ; rwo2tuguegarao@yahoo.com ; owwaregion2@gmail.com
OWWA Region III
Director MA. LOURDES V. REYES
Mobile: +63917-8163211
4th Flr. Ascorp Bldg Dolores H-way, San Fernando City, Pampanga 2000
Hotline: +63917-4379429 ; +63928-2171472
Telephone : (045) 861-0931 ; (045) 961-6375
Tel/Fax: (045) 860-6029
E-mail: owwacentralluzon@gmail.com ; owwa_rwo3@yahoo.com
OWWA Region IV-A
Ms. JULIE F. FABIAN
Mobile: +63917-6289010
Penthouse 1-3, Penthouse Bldg., Chipeco Ave. Bgy. Halang, Calamba, Laguna 4027
Hotline: +63917-6289010
Telephone : (049) 545-3746
Tel/Fax: (049) 502-2866
E-mail: rwo-4a@owwa.gov.ph ; owwarwoiva@yahoo.com
OWWA Region IV-B
Mr. JOSE C. CAPA
Mobile: +63917-5977189
9/Flr Marc 2000 Tower 1973 Taft Ave. cor. San Andres St., Malate Manila 1004
Hotline: +63917-5977189
Telephone : (02) 353-9016 ; (02) 450-0070
Tel/Fax: (02) 353-8986
E-mail: rwo-4b@owwa.gov.ph ; owwamimaropa@yahoo.com.ph
OWWA Region V
Director JOCELYN O. HAPAL
Mobile: +63917-8130867 / +63917-5582710
3rd Floor ANST Bldg Washington Drive, Legaspi City, Albay 4500
Hotline: +63917-813-0867
Telephone : (052) 480-3166
Tel/Fax: (052) 481-4503
POEA: (052) 820-4890
E-mail: rwo-5@owwa.gov.ph ; owwarwo5@yahoo.com
OWWA Region VI
Director RON LIONEL M. BARTOLOME
Robinsons Land Corporation Level 3 – 156 to 164 A , Cor. Quezon – De Leon Streets ,Iloilo City
Hotline: +639266983451
Telephone : (033) 509-1075 (Programs Department) ; (033) 300-1345
Tel/Fax (033) 337-4484
E-mail: owwa_rwo6@yahoo.com ; owwaregion6@yahoo.com (Frontline Verification)
OWWA Region VII
Director WILFREDA LEPITEN-MISTERIO
Mobile: +63918-9123916
2nd Floor, DOLE 7 Building, Gorordo Avenue corner Gen. Maxilom Avenue , Cebu City
Hotline: +63918-9214925 ; +63917-6249113
Telephone : (032) 254-3199; (032) 254-0305
Tel/Fax: (032) 236-1382
E-mail: rwo-7@owwa.gov.ph ; owwa_region7@yahoo.com
OWWA Region VIII
Director Norma C. Del Rosario
Mobile: +63915-938-2000
DOLE Compound Trece Martirez St., Tacloban City, Leyte
Hotline: +63916-5945715
Telephone : (053) 321-4376
Tel/Fax: (053) 523-0315
E-mail: rwo-8@owwa.gov.ph ; owwatacloban@yahoo.com
OWWA Region IX
Mr. HASSAN GABRA T. JUMDAIN
Mobile: +63916-4867818
3rd Floor, Goodwill Center Mayor Jaldon St.
Canelar, Zamboanga City 7000
Hotline: +63917-6966319
Telephone : (062) 991-2785 ; (062) 992-1693 ; (062) 993-0557
Tel/Fax: (062) 991-7764
E-mail: rwo-9@owwa.gov.ph ; owwa.rwo9@gmail.com
OWWA Region X
Director HARRY B. BORRES
Mobile: +63908-4538570
2nd Floor Trinidad Building Corrales-Yacapin Sts., Cagayan de Oro City 9000
Hotline: +63917-5480033
Telephone: (08822) 722863 ; (08822) 728341 ; (088) 857-6511
Tel/Fax: (088) 857-5723
E-mail: rwo-10@owwa.gov.ph ; owwa_rwo10@yahoo.com
OWWA Region XI
Director EDUARDO E. BELLIDO
Mobile: +63917-5535175
Doors 31 E-G, GB Cam Bldg. Monteverde St., Davao City
Hotline: +63917-7011135
Telephone: (082) 300-9273 ; (082) 227-9536
Tel/Fax: (082) 221-8593
E-mail: rwo-11@owwa.gov.ph, owwa_rwo11@yahoo.com, owwadav11@yahoo.com
OWWA Region XII
Mr. ABDULGHANI K. UMAG
Mobile: +63905-2679275
Ilao Building Judge Alba Street Zone 3, Koronadal City 9506
Hotline: +63917-5721303
Telephone : (083) 228-1076 ; (083) 520-0204 ; (083) 520-0205
Tel/Fax: (083) 520-0203
E-mail: rwo-12@owwa.gov.ph ; owwa_rwo12@yahoo.com
OWWA – CARAGA
Director PETRONA M. BERGADO
Mobile: +63929-3245260
Nimfa Tiu Building II J.P. Rosales Avenue , Butuan City
Hotline: +63919-5778198
Telephone : (085) 342-6178: (085) 225-5989
Tel/Fax: (085) 815-1894
E-mail: caraga-13@owwa.gov.ph ; owwa_caraga24@yahoo.com
OWWA – ARMM
Mr. HABIB J. MALIK
Mobile: +63929-8631635
2nd Flr, Mags Audio Accessories Bldg.039 Quezon Avenue , Cotabato City 9600
Hotline: +63917-6220140
Telephone : (064) 421-7237 ; +63918-5661928
Tel/Fax: (064) 421-7236
E-mail: armm-14@owwa.gov.ph ; owwa_armm@yahoo.com ; owwa_armm23@yahoo.com
