Honduras is a major economic player in Central America, with an economy traditionally anchored in agriculture—specifically coffee and bananas—and a rapidly expanding manufacturing sector. Its capital, Tegucigalpa, and the industrial powerhouse of San Pedro Sula are the primary centers for finance and trade. In 2026, Honduras’s economy is projected to grow by 3.4%, a slight moderation from previous years due to global inflation and shifting migration patterns. Remittances remain a vital pillar of the national economy, accounting for over 25% of the GDP. With a population of approximately 10.8 million, the country is witnessing a significant shift toward digital financial services, with nearly 53% of transactions now being conducted through digital channels.
Money Transfer Locations
Western Union
Western Union maintains an extensive network of over 1,900 locations in Honduras, partnering with Airpak, Banco Atlántida, and Supermercados La Colonia.
- Western Union Tegucigalpa
- Western Union San Pedro Sula
- Western Union Choloma
- Western Union La Ceiba
- Western Union El Progreso
- Western Union Choluteca
- Western Union Comayagua
- Western Union Puerto Cortés
- Western Union Danlí
- Western Union Siguatepeque
- Western Union Santa Rosa de Copán
- Western Union Tela
MoneyGram
MoneyGram is widely accessible through Banco Ficohsa, Banco de Occidente, and Banpais branches.
- MoneyGram Tegucigalpa
- MoneyGram San Pedro Sula
- MoneyGram Villanueva
- MoneyGram Olanchito
- MoneyGram Juticalpa
- MoneyGram Tocoa
Ria Money Transfer
Ria offers over 9,000 cash pickup points across the country, primarily through Banco Atlántida and Ficohsa.
- Ria Tegucigalpa
- Ria San Pedro Sula
- Ria Catacamas
- Ria Santa Bárbara
Mobile Money & Digital Payouts (The 2026 Standard)
In 2026, digital wallets have become essential for the safety and convenience of receiving funds, especially in urban areas:
- Tigo Money – The dominant mobile wallet in Honduras, allowing for instant receipt of international remittances and local merchant payments.
- TENGO – A popular digital platform integrated with major retailers for cardless cash-outs and instant transfers.
- DaviPlata (Davivienda) – Widely used for direct-to-mobile international receipts and utility payments.
Major Bank & Financial Partners
The Honduran banking sector is the primary gateway for large-scale SWIFT transfers and the management of Lempira (HNL) exchange:
- Banco Atlántida (The country’s leading bank by assets and reach)
- Banco Ficohsa (A regional leader in digital banking and remittances)
- Banco de Occidente (Crucial for agricultural and rural coverage)
- Banpais (Banco del País)
- BAC Credomatic (Leader in credit card and digital services)
- Banco Azteca Honduras (Offers extended hours for cash pickups)
- Banco Davivienda Honduras