Zimbabwe is a landlocked country in Southern Africa, famous for its dramatic landscape and diverse wildlife, including the majestic Victoria Falls. Its capital, Harare, serves as the primary commercial and political center. With a population of approximately 17 million, the economy is currently experiencing a robust recovery driven by mining and agriculture. Key exports include gold, lithium, platinum, and tobacco. Despite historical currency volatility, recent stabilizers like the gold-backed ZiG currency have fostered renewed economic confidence and infrastructure development.
Money Transfer Locations
Western Union
Western Union is widely accessible in Zimbabwe through partners like EcoCash, FBC Bank, and Quest Financial Services.
- Harare – CBD, Avondale, Borrowdale, and Highfield
- Bulawayo – City Centre, Ascot, and Belmont
- Chitungwiza – Town Centre
- Mutare – Main Street and Murambi
- Gweru – Main Street and Mkoba
- Masvingo – CBD and Mucheke
- Victoria Falls – Parkway and Sawanga Mall
- Kwekwe – Town Centre
- Kadoma – CBD
- Chinhoyi – Town Centre
- Beitbridge – Border Post and Town
- Marondera – CBD
- Zvishavane – Town Centre
- Gwanda – CBD
MoneyGram
MoneyGram services are available through Steward Bank, CBZ Bank, and Agribank (AFC) branches.
- Harare – Joina City and Sam Levy’s Village
- Bulawayo – Fife Street and Bradfield
- Mutare – Herbert Chitepo St
- Bindura – Main Street
- Kariba – Town Centre
- Hwange – CBD
- Rusape – Town Centre
- Chipinge – CBD
- Plumtree – Border Post
- Karoi – Town Centre
- Gokwe – Business Centre
Ria Money Transfer
Ria has a strong presence in Zimbabwe through ZB Bank, First Capital Bank, and independent payout agents.
- Harare – Kwame Nkrumah Ave and Southerton
- Bulawayo – Jason Moyo St
- Masvingo – Robert Mugabe Way
- Gweru – Robert Mugabe Way
- Chiredzi – Town Centre
- Shurugwi – CBD
- Nyanga – Village hub
Major Bank & Financial Partners
In Zimbabwe, mobile money integration is high; many remittances can be received directly into wallets or collected at these institutions:
- EcoCash (Mobile Wallet Cash-In/Out)
- CBZ Bank
- FBC Bank
- Steward Bank
- ZB Bank
- Nedbank Zimbabwe
- Ecobank Zimbabwe
- NMB Bank
- Stanbic Bank Zimbabwe
- CABS (Central Africa Building Society)
Frequently Asked Questions
How can I send money to the Philippines from Zimbabwe?
You can send money home to the Philippines from Zimbabwe through licensed remittance providers such as Western Union, MoneyGram, Ria, Wise, Remitly, and PNB Remittance. Major Philippine banks (BDO, BPI, Metrobank, Landbank) accept inbound transfers via SWIFT and partner corridors, and digital wallets like GCash and Maya support direct cash-in from many providers in Zimbabwe.
How long does a remittance from Zimbabwe to the Philippines take?
Most digital transfers from Zimbabwe to the Philippines arrive within minutes for cash pickup and 1–2 business days for bank deposit to BDO, BPI, Metrobank, Landbank and other Philippine banks. Bank-to-bank SWIFT wires can take 2–4 business days. Weekend transfers usually post on the next Philippine banking day.
What ID does my family in the Philippines need to receive the money?
Recipients in the Philippines must present a valid government-issued photo ID (PhilSys/National ID, passport, driver's licence, UMID, or PRC ID), the sender's full name in Zimbabwe, the exact amount, and the reference/MTCN number. Some providers also require the recipient's mobile number for OTP verification.
Which providers offer the best exchange rate from Zimbabwe to the Philippines?
Rates change daily, but Wise, Remitly, and Ria typically post mid-market or near-mid-market PHP rates from Zimbabwe, while Western Union and MoneyGram trade rate for wider Philippine cash-pickup networks. Always compare the all-in cost (fee + FX margin) on each provider's quote before sending — savings of 2–4% are common on OFW corridors.
Is it safe to send remittances from Zimbabwe to the Philippines in 2026?
Yes — sending money from Zimbabwe to the Philippines is safe when you use a provider licensed in Zimbabwe on the sending side and a BSP-registered receiving agent in the Philippines. Verify your recipient's full legal name as printed on their ID, share the reference number privately, and avoid social-media middlemen. Report any issues to your local financial regulator in Zimbabwe and to the BSP Consumer Affairs Group for the Philippine end.
Senders comparing remittance options in Zimbabwe may also check MoneyGram’s agent network in the capital. See also: MoneyGram locations in Harare.
Senders in Zimbabwe can also compare Western Union’s agent coverage across the capital. See also: Western Union locations in Harare.