Starting a new life in Australia is exciting, but it can also leave new settlers vulnerable to scams.
Many newcomers, including Filipinos and other migrants, may not be familiar with how scammers operate in Australia. Scammers often target those who are adjusting to a new system and unsure about local practices.
Here are nine of the most common scams targeting new settlers in Australia, with practical examples and tips on how to protect yourself.
SMS or email phishing scams
One of the most common scams involves receiving an SMS or email that looks like it’s from a government agency, bank, or postal service. The message typically says you owe a fine, need to verify your bank account, or have an urgent package waiting for you.
For example, you might get a text saying your bank account has been suspended and you must click a link to reset your password. Once you click the link, you’re taken to a fake website that looks real. If you enter your details, scammers can steal your money or personal information.
How to avoid it:
Never click on links from messages you weren’t expecting. If you’re unsure, visit the organisation’s official website directly or call their hotline. Remember, legitimate organisations will never ask for sensitive information over email or SMS.
Fake job offers
Many new settlers are eager to find work, making them an easy target for fake job offers. Scammers post ads on job websites or social media, promising quick work and high pay. They might ask for a “processing fee” or your bank details to “set up your pay.”
For instance, someone might tell you they have a job ready but you need to pay a “security bond” first. Once you send the money, the scammer disappears and there is no job.
How to avoid it:
Only apply for jobs on reputable websites and be wary of offers that sound too good to be true. A real employer will never ask you to pay upfront fees to secure a job.
Tax and ATO scams
The Australian Taxation Office (ATO) is a common target for scammers pretending to be government agents. You might get a call saying you owe tax and must pay immediately or face arrest.
For example, you might receive a phone call from someone claiming to be from the ATO, demanding you pay your “unpaid taxes” through gift cards or wire transfer. Sometimes, the text message tells you to click the link to claim your tax refund.
How to avoid it:
The ATO will never demand immediate payment through unusual methods like gift cards. If you’re unsure, hang up and call the ATO directly to check if the call was real.
Rental scams
Housing can be challenging for new settlers. Scammers take advantage by posting fake rental listings on real estate sites or Facebook Marketplace. They might ask you to pay a deposit before seeing the property.
A common scam is advertising a cheap apartment in a great location. The scammer says they’re overseas and can’t show you the unit, but you must send money quickly to secure it.
How to avoid it:
Never pay for a property you haven’t seen. Always view the property in person or ask someone you trust to check it out before paying any money.
Immigration and visa scams
Some scammers pretend to be migration agents, promising to speed up your visa or residency application for a fee. They may use official-looking websites or documents to appear legitimate.
For example, you might see ads claiming they can “guarantee” a permanent visa if you pay them a fee. After paying, the scammer vanishes, and your visa application is not processed.
How to avoid it:
Use only registered migration agents listed on the official Australian Government website MARA. Check their registration number before dealing with them.
Investment scams
Investment scams promise high returns with little risk. Scammers might pose as financial advisors or use social media to promote their “opportunity.”
A common scam involves fake investment schemes in cryptocurrency or overseas properties. They’ll pressure you to invest quickly and may even show you fake documents or “returns” to convince you.
How to avoid it:
Always research investment opportunities and seek advice from a licensed financial advisor. If something sounds too good to be true, it probably is.
Tech support scams
Scammers pretend to be from well-known tech companies, claiming there’s a problem with your computer or internet. They might call or pop up in an ad while you’re browsing online.
For example, they’ll say your computer has a virus and they need to access it remotely to fix it. Once you let them in, they can steal your personal information or install harmful software.
How to avoid it:
Never let a stranger access your computer remotely. If you need tech support, contact the official support channels of your service provider.
Romance scams
Romance scams target people looking for love. Scammers create fake profiles on dating apps or social media and quickly form a relationship with you. Once they build trust, they ask for money for emergencies or travel expenses.
For instance, someone you met online says they want to visit you but can’t afford a ticket, so they ask you to send money.
How to avoid it:
Be cautious when someone you’ve never met asks for money. Talk to friends or family before sending funds, and watch for red flags like refusal to meet in person.
Fake charities and fundraising scams
Scammers exploit the generosity of people who want to help others, especially during natural disasters or major events. They might set up fake charities or fundraising pages.
For example, you might see a social media post asking for donations for bushfire victims, but the money goes straight to the scammer’s account.
How to avoid it:
Check if the charity is registered with the Australian Charities and Not-for-profits Commission (ACNC) before donating. Avoid giving money to unverified fundraisers.
Final tips to protect yourself
Australia is a safe country, but scams still happen. Here are some extra reminders for new settlers:
- Be careful about sharing personal details online or over the phone.
- Trust your instincts—if something feels off, take a step back.
- Report scams to the Australian Competition and Consumer Commission (ACCC) at Scamwatch (www.scamwatch.gov.au).
- Share what you’ve learned with other newcomers so they can stay safe too.
Moving to a new country requires courage and awareness. By staying informed and cautious, you can protect yourself and focus on enjoying your new life in Australia.