How to Prepare for Retirement as a Filipino Worker Abroad

Working decades overseas and sending regular padala doesn't guarantee a comfortable retirement. Far too many OFWs end up returning home to the Philippines with zero cash savings, unresolved debts,...

The High Price of Generosity: Why OFWs Must Stop Borrowing Money for Pasalubong

The homecoming scene is familiar: a balikbayan box opened in the living room, branded chocolates passed around, new shoes for nieces and nephews, and relatives asking what else was...