{"id":15879,"date":"2016-09-12T13:00:03","date_gmt":"2016-09-12T13:00:03","guid":{"rendered":"http:\/\/www.pinoy-ofw.com\/directory\/?p=15879"},"modified":"2016-09-12T13:00:03","modified_gmt":"2016-09-12T13:00:03","slug":"do-i-qualify-for-a-pag-ibig-housing-loan","status":"publish","type":"post","link":"https:\/\/www.pinoy-ofw.com\/directory\/do-i-qualify-for-a-pag-ibig-housing-loan-15879.html","title":{"rendered":"Do I qualify for a Pag Ibig Housing Loan?"},"content":{"rendered":"

This housing loan program grants opportunities to Pag-IBIG Fund members to avail of housing loans to finance any one or a combination of the following:<\/p>\n

    \n
  1. Purchase of a fully developed lot not exceeding 1,000 square meters, which should be within a residential area;<\/li>\n
  2. Purchase of a residential house and lot, townhouse or condominium unit, inclusive of a parking slot, which may be:
    \n* Old or brand new;
    \n* A property mortgaged with the Fund; or
    \n* An acquired asset, which is disposed of through sealed public bidding, negotiated sale, the Rent-to-Own Program, or the \u201cMagaang Pabahay, Disenteng Buhay\u201d Program.<\/li>\n
  3. Construction or completion of a residential unit on a lot owned by the member;<\/li>\n
  4. Home improvement, i.e. any alteration in an existing residential unit intended by a homeowner to be a permanent integral part thereof, which will enhance its durability and material value;<\/li>\n
  5. Refinancing of an existing mortgage with an institution acceptable to the Fund, provided that:
    \n* The loan is not in default within 12 months prior to the date of application;
    \n* The said loan has a repayment history of at least two (2) years with the original mortgagee<\/li>\n
  6. Combination of loan purposes, which shall be limited to the following:
    \n* Purchase of a fully developed lot not exceeding 1,000 square meters and construction of a residential unit thereon;
    \n* Purchase of a residential unit, whether old or new, with home improvement;
    \n* Refinancing of an existing mortgage with home improvement;
    \n* Refinancing of an existing mortgage, specifically a lot loan, with construction of a residential unit thereon.<\/li>\n","protected":false},"excerpt":{"rendered":"

    This housing loan program grants opportunities to Pag-IBIG Fund members to avail of housing loans to finance any one or a combination of the following: Purchase of a fully developed lot not exceeding 1,000 square meters, which should be within a residential area; Purchase of a residential house and lot, townhouse or condominium unit, inclusive […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[997],"tags":[1003],"class_list":{"0":"post-15879","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-faq","7":"tag-pag-ibig-hdmf-offices"},"acf":[],"_links":{"self":[{"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/posts\/15879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/comments?post=15879"}],"version-history":[{"count":0,"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/posts\/15879\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/media?parent=15879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/categories?post=15879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pinoy-ofw.com\/directory\/wp-json\/wp\/v2\/tags?post=15879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}