OFW Families’ Health Insurance for Only P900 Per Year

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The Philippine Health Insurance Corporation (PhilHealth) has called on Overseas Filipinos Workers (OFWs) to regularly renew their enrollment to provide continues medical benefits to their families.

Such benefits include inpatient coverage such as subsidy for room and board, drugs and medicine, laboratories, operation room and professional fees for confinement of not less than 24 hours, and outpatient coverage like day surgeries, dialysis, and cancer treatment procedures in accredited hospitals and free-standing clinics.

In a Kapihan forum, PhilHealth Officer-in-Charge Marites Que said the annual premium for health insurance remains at P900 for OFWs.

The amount may be paid at any of PhilHealth’s accredited collecting partners or at the Philippine Overseas Employment Administration (POEA) office before they leave for abroad.

Que said OFWs who eventually return to the country for good may continue their membership as Individually Paying Members.

When they reach the age of 60 and have made at least 120 monthly contributions to PhilHealth, they may enjoy lifetime coverage without having to pay any additional premium, she added.

However, to continuously avail of the benefits, aside from paying the annual paying premiums, the OFWs are also required to present the following documents: valid passport, working permit/visa, exit and re-entry visa; and overseas employment certificate, or employment contract.

The same documents also apply to new registrants to the Overseas Workers Program which are to be attached to the M1b form for membership registration.

This month of February, the PhilHealth, the government agency mandated to provide social health insurance coverage to Filipinos, celebrates its 16th Anniversary with the theme “PhilHealth: Tapat na Serbisyo, Sapat na Benepisyo, Lahat Panalo.” The celebration falls within the observance of National Health Insurance Month.

Source: Philippine Information Agency